Get Paid Without Getting Flagged

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To Filipino Freelancers and VA Agency Owners…Read Every Word Of This Page Before This Special Offer Ends And Discover….

How to Get Paid from Abroad — Safely, & Smoothly, And Without Getting Your Funds Flagged or Frozen

From: The Desk Of Crystian Singh, C.P.A.
Unit 1206 12th Floor, Trade and Financial Tower 32nd St. BGC, Taguig City

If you are like most agency owners, when they first come to me, your clients pay you on time, but you’re still worried your funds might suddenly get frozen.

Because if it happens, your funds can get locked – you can’t access your money, and you can’t pay your team.

Worse, when you reach out to support, they may ask for documents you don’t have, such as a business permit and BIR registration.

Sound familiar?

You’re not alone.

And no, you’re not doing anything illegal.

But if you or your VA agency is operating without the right setup — even if you’re technically delivering services — you’re triggering red flags in a system designed to catch “suspicious activity.”

And once that red flag is raised?

You don’t get a warning.

You just get blocked, frozen, or ignored.

3 Signs You Might Be At Risk Of Frozen Funds & Penalties

You Receive P500k Or More In One Transaction.
The Anti-Money Laundering Act (AMLA) requires banks and payment platforms to report any suspicious transactions to the Philippine government.
AMLA’s official threshold for automatic reporting is P500k.
But there are agency owners who came to us whose accounts got frozen even if they received less than P500k.
This is because banks or payment platforms also flag those accounts that look like they are running a business but have no official business papers submitted with them.
Once flagged, your funds can be frozen, meaning you won’t be able to withdraw or receive funds for up to 6 months while it is investigated.
You Split The Receipt Of Funds Into Multiple Payments
Splitting funds into multiple payments is usually done to avoid the P500k threshold, so instead of receiving, for example, the P500k one time, it will be divided into multiple payments (e.g., 2 payments of P250k).
Others split the receipt of funds to family or friends to avoid receiving P500k or more in one payment.
Still, you might be flagged by AMLA, and it is harder to resolve because you will have to explain not just the amount you received but also the amounts received by your family and friends.
Use Of Personal Account For Business Purposes
Use of a personal account when starting out is completely normal.
But as revenues and receipts of international payments grow, so do the risks.
Because if you use a personal account but it looks like you are running a business – e.g., consistent monthly payments from overseas clients, then you can be flagged, especially if you are unregistered or unable to explain where your money comes from.

Now, as you are reading this, you might be thinking, “Crystian, “Wala pa namang problema so far,” or “My clients are abroad anyway — BIR won’t care.”

If that’s you, I totally get it. Having clients abroad is usually harder for BIR to trace than a local client.

But I want you to know that TRUTH:

Compliance doesn’t hit you when you’re small.

It hits you the moment you start growing.

That’s when banks start watching.

That’s when PayPal, Wise, or other platforms hold your funds “for review.”

That’s when your personal bank account gets flagged for commercial use.

Your clients might even start asking for invoices or tax documents.

And if you’re not ready when that happens?

You scramble. You lose sleep. Sometimes, you lose money.

Or worse, you lose trust and credibility from your team and from your clients.

If You’re Getting Paid By Clients Abroad… There’s Only ONE Way to Avoid Frozen Funds and Delays

Growing your freelancing or VA agency depends on receiving international payments quickly, reliably, and without friction.

Without predictable payments, you can’t pay your team on time, reinvest in growth, or stabilize your cash flow — and you’ll always operate in fear of sudden payment issues, account holds, or red flags.

No matter how good your service is, if your money gets stuck, your business gets stuck.

But receiving international payments reliably is impossible to sustain without proving you’re a legitimate, compliant business.

Banks, clients, and government regulators are increasingly suspicious of unregistered individuals — especially those receiving large amounts from overseas.

This means:

Even if your service is 5-star, if you don’t look legitimate on paper, you’re still a risk.
The higher your income and the more transactions you process, the more likely you’ll get flagged.

So…How Do You Ever Expect To Receive International Payments Reliably, Quickly, & Without Any Issues If You Don’t Have A Legitimate Business Identity?

The answer? It’s getting registered as a business.

In fact, getting registered as a business is the ONLY way to receive international payments reliably, quickly, and without any issues. This is because…

Banks and payment platforms prioritize legitimacy.
Without formal registration, you are flagged as high-risk — especially when receiving international payments frequently or in large amounts.

A legitimate business identity signals to banks and platforms like Payoneer, Wise, or even GCash that your transactions are lawful and compliant.
AMLA and anti-fraud protocols are tightening.
The Philippines is under increasing pressure to comply with international AMLA standards.

This means banks and remittance platforms are cracking down on unregistered businesses that can’t provide valid documentation or tax records.
Even a small discrepancy can freeze or delay your funds.
Legitimacy creates a paper trail that protects you.
With a registered business, a corporate bank account, and consistent tax filings, you’re not only protected from freezes — you can prove your legitimacy instantly when questioned.

This reduces stress, delays, and risks of withheld payments.
Legitimacy opens doors to growth.
Once you’re legitimate, you can invoice larger clients, scale your team legally, apply for credit lines, and get paid faster through bank channels.

It’s the foundation for moving from “freelancer” to “agency owner” with predictable revenue and smoother operations.

**And Here’s The Good News:**

You don’t need to figure this out alone — or waste weeks researching what to do.

I’ve put everything you need into one easy-to-follow guide designed specifically for Filipino freelancers and VA agency owners like you who want to get paid safely — without the risk, overwhelm, or delays.

Introducing…

Get Paid Without Getting Flagged: How Filipino Freelancers & Agency Owners Can Avoid Frozen Funds and Get Paid Without Delays

A 3-Step Rapid Registration System That Helps Filipino Freelancers & Agency Owners Get Paid Safely By Getting Registered As A Business.

📘 Inside, You’ll Discover:

✅ The real triggers that get your account flagged or frozen — including the little-known threshold, payment-splitting red flags, and AMLA rules banks follow so you can avoid frozen funds (Page 8)

✅ What to do if your funds are frozen — step-by-step actions to unfreeze your money fast, even if you’re not yet registered (Page 12)

✅ How to reduce your risk even before registering — simple (but legal) ways to stay under the radar while preparing to go legit (Page 14)

✅ Why registration is the only long-term fix — and how to do it quickly, painlessly, and affordably using our Business Identity Trifecta™ system (Page 16)

✅ Which entity or structure fits you best — using our VA Legitimacy Ladder™, so you don’t overpay in taxes or register the wrong way (Page 18)

✅ The full freelancer and agency registration process — requirements, costs, timelines, and even what to ask your service provider to avoid delays (Page 23)

✅ The smart way to open a business bank account — and why it matters not just for receiving funds but for tax, team payroll, and your business reputation (Page 31)

✅ What taxes you need to pay — and how to legally lower them — with real examples and sample tax computations. Discover what BIR won’t tell you when registering or filing taxes. Not knowing this can cause you to overpay taxes (Page 34)

✅ How to find a trustworthy accountant — plus what to ask before hiring one to avoid ghosting or costly mistakes (Page 40)

✅ Action Steps after each chapter — so you’re not just reading, but actually doing what it takes to get protected and paid

✅ And many more…

One of the blockers that made us hesitate to set up a business is the complexity of the processes in setup up one.

With the help of PHortal, they made the registration process seamless. And within the span of 3 weeks, we successfully incorporated our business.

PHortal not only gave us insights on the registration, but also guided us to accomplish our tax compliance.

Mark Anthony Valencia

President - Le Marka

Get The Exact System Our Clients Use To Receive Millions Abroad & Help Them Stay Legit, Protected, & Bank-Approved

Our clients, for whom we implement this system, pay us anywhere from P25,000 to P65,000.

But over the last couple of months, we have encountered a lot of freelancers and agency owners having frozen accounts and delayed payments from abroad.

Others have been waiting for more than 3 months to get their money unlocked.

For that reason, I created an inexpensive solution to make sure we help freelancers and agency owners with solutions they can implement quickly to avoid frozen funds and get paid without delays.

That’s why you can get your copy of Get Paid Without Getting Flagged for a special launch investment of just ~~P5,000~~ P499.

Before discovering PHortal, I don't know anything about accounting and the compliance required for a company required in the Philippines.

After discovering and partnering with PHortal, I am now able to understand the compliance requirements.

I'm very happy that PHortal gives me time for myself, time for my family and time for my business to do strategic planning. I don't have to worry about my compliance and tax deadlines.

Jo-Anne Quiros

Founder - Nimble Nurtures OPC - A VA & Outsourcing Agency

Plus P15,500 Worth Of Bonuses When You Get Your Copy Today!

Get Paid Without Getting Flagged will completely help you avoid frozen funds and payment delays. But that’s only the beginning.

When you get a copy today, you also instantly get 3 bonuses valued at P15,500, starting with…

BONUS #1: 2025 Payment Platform Comparison Guide

Know Where You’re Losing Money — and How to Stop It

Still confused between PayPal, Wise, or Payoneer?

This guide gives you a side-by-side breakdown of the most popular payment platforms for Filipino agencies — including their hidden fees, risk of flagged accounts, and requirements (like business documents and registration).

Whether you’re starting out or scaling up, this will help you avoid unnecessary fees, choose the safest payment option, and optimize how you get paid — without guessing or risking frozen funds.

Value: PHP 3,000 – Yours FREE when you get your copy of Getting Paid Without Getting Flagged today!

BONUS #2: Salary Payment Structuring Guide

Pay Your Team Legally — While Helping Them Keep More of Their Income

One of the biggest fears agency owners have when registering?

“What if my team ends up paying more taxes and earns less?”

This bonus guide shows you how to structure salary payouts legally so your team members can minimize taxes, maximize their take-home pay, and even start building their own legit financial profiles.

Perfect for agency owners who want to stay compliant without hurting their team’s income.

Value: PHP 5,000 – Yours FREE when you get your copy of Getting Paid Without Getting Flagged today!

BONUS #3: 10 Easy-to-Apply Strategies to Minimize Your Taxes Legally As A Freelancer Or Agency Owner

One of the common questions I get asked by freelancers and agency owners is…

“How can I make it legal without paying more tax?”

If that’s you, then get ready because…

Inside this bonus, I’m revealing the exact tax-saving strategies I share with our retainer clients — the same ones that help them save thousands (even millions) in taxes while staying 100% BIR-compliant.

✅ These aren’t vague tips.
✅ These are clear, easy-to-follow, and fully legal strategies you can apply right now as a freelancer or agency owner.

The best part? You don’t need to pay extra to get this.

This bonus comes free with your one-time investment in the eBook — and once you have it, you can use these tax-saving strategies forever.

Modesty aside, this alone is worth more than 10x the price of this eBook.

Why? Because even applying just one strategy can result in massive tax savings.

Now imagine if you applied 2, 3… or even 5 of them.

📌 How much more income would you keep each month?

📌 How much more confident would you feel knowing you’re finally doing things right and smart?

Value: PHP 7,500 – Yours FREE when you get your copy of Getting Paid Without Getting Flagged today!

“But Crystian, Busy Na Nga Ako Sa Clients at Sa Team Ko— I Don’t Have Time To Register.”

Totally fair.

You didn’t start freelancing or your agency to spend your days at BIR or chasing paperwork — you started it to earn more, serve clients, and build something meaningful.

And that’s exactly why you should get registered.

Because the longer you delay, the more at risk your income becomes — and the harder it gets to fix things when something does go wrong (like flagged payments or frozen funds).

But here’s the thing:

You don’t need to do the registration yourself.

You just need to know what to ask, who to hire, and which structure fits you or your agency.

Inside the guide, you’ll learn:

✅ The most suitable business structure for you or your agency (freelancer, OPC, or corporation) so that you can save on fees and taxes

✅ When it’s the right time to upgrade to a corporation so you pay less taxes legally

✅ What exactly to ask your service provider — so they can get you registered fast and correctly, without wasting your time.

✅ And how to stay compliant without it eating up your energy so that you can focus on scaling your agency fast.

This isn’t another task.

It’s a time-saving shortcut — so you can keep growing your agency without worrying about the legal and compliance side catching up to you later.

Before discovering PHortal, I was already thinking of registering my freelance business but didn’t know how to go about it. At the same time, I was hesitant as it seemed to me that the process is stressful besides doing the business regularly.

PHortal provided me solutions. They helped me register and guided me on how I should file my tax regularly. I’m happy that they answered all my questions and gave insightful guidance that helped me make an informed decision.

This gives me more confidence now to run my business and creates a door to more opportunities.

Andrea Caritativo

Freelancing Business Owner

So, Let’s Recap!

When you get a copy of Getting Paid Without Getting Flagged, you’ll INSTANTLY get:

A 3-Step Rapid Registration System That Helps Filipino Freelancers & Agency Owners Get Paid Safely By Getting Registered As A Business (Value: P5,000)

Plus you get bonuses as follows:

Bonus #1: 2025 Payment Platform Comparison Guide (Value: P3,000)
Bonus #2: Salary Payment Structuring Guide (Value: P5,000)
Bonus #3: 10 Easy-to-Apply Strategies to Minimize Your Taxes Legally (Value: Value: P7,500)

That makes everything you get well over P20,000 in value (P20,500 to be exact). And you can get your copy of Getting Paid Without Getting Flagged today for an investment of just ~~P5,000~~ P499.

Now It’s Time for You to Make One of Two Choices…

You’ve seen how this guide can help you protect your payments, avoid frozen funds, and start getting paid like a legitimate business — without risking delays, red flags, or surprises from your bank.

Now you have a choice.

You close this page and keep doing things the old way.

You hope your next big client payment clears.

You cross your fingers that PayPal or your bank doesn’t freeze your funds.

And you wait — until it’s too late, and a flagged transaction costs you your income, your reputation, or worse, your business.
You grab your copy today for just ₱499, and finally stop guessing or worrying.

You gain clarity, avoid compliance landmines, and set up your freelancing or your agency to receive international payments reliably, quickly, and without any issues.

You also get instant access to ₱15,500 worth of bonuses — including tax minimization strategies you can use for life.

But CHOOSE Quickly — This Won’t Be Available Forever

Because we cannot guarantee to make this guide and offer forever.

Our main business is to help entrepreneurs, freelancers and agency owners register and file taxes on their behalf.

Meaning, we make more when agency owners or freelancers outsource the work to us.

So this offer is really not a money maker for us but more of labor of love so Filipinos can protect their income.

Once we reach a number of freelancers and agency owners (we are just looking for the first 50), we will take down this offer so we can focus on our main services or significantly increase the price of Get Paid Without Getting Flagged.

So don’t wait and miss out.

And here’s the truth:

Every day you wait is a day you’re exposed to risks — like frozen funds, flagged payments, or even BIR penalties and potential imprisonment for operating unregistered.

You don’t want to get that sudden email saying your payout is on hold.

You don’t want to miss payroll or explain to your team why funds didn’t arrive.

And you definitely don’t want to rush registrations and backtrack receipts if you suddenly get flagged by the BIR.

So if you’re serious about protecting your payments, avoiding legal risks, and building a legit freelancing or agency — now’s the time.

Get it for just ₱499 today — before the price jumps to ₱5,000.

Click Buy Now below and you’ll instantly get access to the full eBook + ₱15,500 worth of bonuses — all designed to protect your income, prevent frozen funds, and help you stay BIR-compliant.

To Pay Through GCash or Maya

[1] Transfer your P499 investment by either:

a) Scanning the QR Code:

b) Manually transferring to Gcash/Maya at 0917 865 9144

[2] After completing the process, take a screenshot or download the receipt.

[3] Send the screenshot or receipt with your full name and number to crystian@phortal.ph.

Once we verify the information, you’ll get an email confirmation from us acknowledging the receipt of your payment. Right after, you’ll receive your order immediately.

Have A Pressing Question You Need Answered Before Grabbing A Copy Of Get Paid Without Getting Flagged?

Below is the list of the most common questions we’ve been asked. If, for some reason, you don’t see your question, just reach out to our team at crystian@phortal.ph so we can assist you. Okay?

Do I really need to register my agency or as a freelancer?

Great question.

Here’s the thing – once you start landing international clients and growing a team, the risks of staying unregistered pile up fast:

❌ Massive fines and penalties for operating unregistered

❌ Frozen funds due to missing business documents

❌ Potential imprisonment or business closure as BIR tightens compliance checks

And the worst part? It holds you back from confidently scaling your agency.

What VAs and agency owners don’t realize is that penalties, closure, or even imprisonment are REALLY going to happen at some point.

It will happen, it’s just a matter of time when.

And the longer you wait, the more you’re rolling the dice and gambling that it’s not going to happen to you.

Because BIR (tax authority of the Philippines) has double down its efforts to collect and penalize non-compliant businesses and individuals.

How can I make my agency legal without paying more tax?

Great question — and we totally agree. Just because you’re getting legal doesn’t mean you should be paying more in taxes.

That’s exactly why we included Bonus #1: “10 Easy-to-Apply Tax Strategies to Minimize Your Taxes Legally.” These are the same strategies we’ve shared with our retainer clients — helping them save thousands (even millions) in taxes while staying 100% compliant.

You’ll get this instantly when you buy today.

I'm too busy running my agency - I don't have time to register.

Exactly why you should delegate it.

You didn’t start your agency to deal with taxes.

This guide makes it easier to hire someone — it shows you what entity fits you best and what to tell your provider so they can do it right and fast.

Why is this eBook priced at a very low amount?

We’ve seen too many freelancers and agency owners lose access to funds or wait months to get paid.

This special launch price is our way of helping more people take action fast — before the price goes up to ₱5,000 after this special launch.

Actually, I already have DTI registration

That’s a good start — but DTI may not be the most tax-efficient for freelancers & agency owners because you will pay up to 35% income tax if you are DTI registered.

This guide shows you your other options, some of which offer lower tax rates (like 8% or 25%).

You’ll know what structure fits you best when you get your copy today.